In the United States, identity theft is the most common type of consumer crime reported to the Federal Trade Commission. According to Javelin Strategy and ResearchIdentity Fraud Study 2017, more than $16 billion is stolen from 15.4 million consumers each year. However, TruthFinder's new Dark Web Threat Index can help keep you and your information safe.
What is the Dark Web Threat Index
The Dark Web Threat Index is an online tool that helps prevent identity theft by providing regular updates on dark web news, data breaches and criminals.
TruthFinder have contacted the credit reporting agency TransUnion Collaborate to provide members a way to determine if their information has been compromised on the dark web. By alerting you to unusual activity or that your personal information has been compromised, action can be taken to prevent identity theft before any damage is done.
Access the Dark Web Threat Index online to easily view any threats to your personal security. Every day, when you grab your morning coffee and scan the latest headlines on your phone, tablet or computer, you can easily access the latest information on criminal activity and data breaches.
The Dark Web Threat Index doesn't just alert you to possible threats; it also provides suggested actions to take. When a breach occurs that compromises your information, time is of the essence. You can be the first to spot a breach when it happens, even before major news organizations report the information.
Why Monitor the Dark Web Threat Index
Personal information is often trafficked on the dark web. This may include:
- social Security number
- Bank and credit card numbers
- medical records
- email address
- date of birth
- phone number
Thieves can use this information to steal your identity.
When someone breaks into your home, you'll see evidence right away. A window or door may be damaged, and if a thief steals your big-screen TV or jewelry box, you'll notice it soon enough. However, with identity theft, you might not notice it for days, weeks, or even months.
In fact, you may never know until you get a call from a collection agency saying you paid medical bills that you never actually received, and a bank calling about a bounced check, or you go to apply for a mortgage and find out Your credit score plummets.
With the Dark Web Threat Index, you can take things back into your own hands. The sooner you can determine if your information has been compromised, the sooner you can take action to mitigate the damage.
If you suspect your information has been compromised
If you suspect someone has stolen your identity or notice unusual, unexplained activity on your financial accounts, you should take immediate action:
- Call any company with unusual activity and tell them you suspect fraud. Ask them to freeze or close your account.
- Change your account's password and PIN.
- Raise a fraud alert to one of the major credit bureaus. If you contactExperianThe Fraud Alerts Unit, they alert two other major agencies.
- Contact your financial institution.
- TowardsFederal Trade CommissionReport identity theft. They can help recover from the effects of identity theft.
- File a local police report and get a copy. With police reports and FTC reports, and any evidence of identity theft you have, you'll be better able to prove that the theft occurred.
The Dark Web Threat Index can help you stay safe
Your personal information belongs to you and what you do with it is your decision. haveTruthFinder Membership, you can monitor data on the dark web to prevent identity theft. The next time a massive data breach hits the headlines, you can rest assured that your data is being monitored by TruthFinder and TransUnion.